Pricing

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Guidance plans, separate from your premium

The prices below are for Thompson Group Insurance advice and ongoing care. Your insurer still bills the policy premium, which depends on age, cover, excess, and underwriting. These plans tell you how closely we stay involved.

Essential

A clear first proposal for one type of cover.

$39 / month

  • One cover desk, such as health or travel
  • Written comparison of up to three options
  • Email follow-up for 30 days
  • Renewal reminder
  • Claim checklist template
Start Essential →

Shield

Deeper reviews for complex homes, studios, and life cover.

$129 / month

  • Everything in Family
  • Life insurance structuring conversation
  • Small business or studio add-on
  • Valuables and rebuild workshop
  • Quarterly check-in by email
Start Shield →

What changes the insurance premium itself

Advice fees are predictable. Policy premiums are not, because insurers price risk. When you ask us for a quote, we will separate the two numbers so you can see what you pay us and what you pay the insurer.

Factors we will ask about

A lower premium can be the right answer when you have savings set aside for the excess. It can be the wrong answer when a single hospital stay or roof repair would undo the household budget. We show both pictures.

No surprise invoices for the first look

The quote form on this website starts a conversation. We confirm the guidance plan with you by email before any advice fee begins. You can pause at the proposal stage. Policy premiums, if you enroll, are billed by the insurer on the schedule in your contract.

Tell us which plan feels close and we will reply with the questions that refine it.